Best 10 Telegram Wallets for 2025
Explore the top 10 Telegram wallets for 2025, balancing security, ease of use, and cryptocurrency support for seamless transactions.
Managing cryptocurrency directly within Telegram has become a game-changer in 2025. These wallets combine secure storage, fast transactions, and seamless integration with Telegram's interface. Here's a quick breakdown of the top 10 Telegram wallets to consider:
- Kryptonim Wallet: EU-regulated, supports Bitcoin, Ethereum, and stablecoins, with 2% fees for EU users (4% for others). Includes 2FA and KYC compliance.
- CryptoBot: Operates entirely within Telegram for commands-based crypto management.
- Chatex: Sanctioned by the U.S. Treasury in 2021, not available for U.S. users.
- Swapster: Focuses on Toncoin and USDT with free cross-chain USDT transfers.
- Any.Cash: Prioritizes privacy and security with advanced encryption.
- Tomi App: Send crypto by tagging Telegram usernames, with real-time notifications.
- BingX: Offers trading and portfolio management through a Telegram bot.
- Tonkeeper: Non-custodial wallet designed for Toncoin and TON-based tokens.
- Wallet Bot: Custodial wallet supporting Bitcoin, Ethereum, USDT, and TON-based tokens.
- Tonhub: Non-custodial wallet for Toncoin, TON tokens, and NFTs with advanced security.
Each wallet caters to different needs, from beginner-friendly interfaces to advanced tools for traders. Prioritize security, compliance, and compatibility with your preferred cryptocurrencies when choosing the right wallet for you.
How to Choose a Telegram Wallet
When selecting a Telegram wallet, it's essential to consider factors that prioritize security, compliance, and ease of use, especially for U.S. users. Here's a breakdown of what to look for:
1. Security Features
Security should always come first when choosing a cryptocurrency wallet. Look for wallets that offer features like multi-signature authentication, end-to-end encryption, two-factor authentication (2FA), cold storage options, and reliable backup/recovery methods. These safeguards help protect your assets from unauthorized access.
2. Regulatory Compliance
If you're in the U.S., make sure the wallet complies with Know Your Customer (KYC) and Anti-Money Laundering (AML) regulations. This not only ensures you're operating within legal boundaries but also makes it easier to convert your crypto into U.S. dollars when needed.
3. Cryptocurrency Support
Check if the wallet supports the cryptocurrencies you currently hold or plan to use in the future. Whether it's Bitcoin, Ethereum, altcoins, or stablecoins, compatibility is key to managing your portfolio effectively.
4. Telegram Integration
A good Telegram wallet should integrate seamlessly with the app. Look for features like balance checks, payments, inline button transactions, and real-time notifications - all accessible without leaving your Telegram chats.
5. User Interface and Experience
Choose a wallet with an interface that matches your level of expertise. Beginners may prefer simple, guided navigation, while experienced users might want advanced tools and customization options.
6. Fees and Transaction Speeds
Different wallets have varying fee structures and transaction speeds. Compare these to ensure they align with how often and how quickly you plan to transfer crypto.
7. Customer Support
Access to prompt and knowledgeable customer support is crucial. Look for wallets offering multi-channel support options, ensuring you can get help when you need it.
8. Backup and Recovery Options
Reliable backup methods, such as seed phrases or other recovery tools, are essential for restoring access to your wallet without compromising security.
9. Reputation and Updates
Trust wallets developed by reputable teams that provide regular updates, conduct security audits, and engage actively with their user communities. This shows a commitment to maintaining a secure and user-friendly product.
10. Banking and Exchange Integration
For smoother financial management, opt for wallets that easily connect with your banking or exchange accounts, simplifying the process of transferring funds between crypto and fiat currencies.
Take the time to test a few wallets with small amounts before committing to one for your primary cryptocurrency holdings. The right Telegram wallet will balance all these factors based on your individual needs, experience level, and risk tolerance.
1. Kryptonim Wallet
Kryptonim, developed by Daftcode, is an EU-regulated platform that now brings Telegram wallet functionality to the table. It blends strong security measures with the ease of messaging, making it a standout Telegram wallet for 2025.
Security Features
Kryptonim prioritizes user safety with two-factor authentication (2FA), Know Your Customer (KYC) protocols, and Anti-Money Laundering (AML) compliance. Plus, its transparent pricing ensures there are no hidden fees, so users can anticipate their costs upfront.
Integration with Telegram
The wallet integrates directly into Telegram, allowing users to check balances and carry out fiat-to-crypto transactions without leaving the app. Even better, there's no need to create a separate account - transactions can be executed instantly.
Supported Cryptocurrencies & Built-in Exchange
Kryptonim supports popular cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), USDT, USDC, and more. Its built-in exchange offers competitive rates ranging from 0.04% to 0.1%, with no additional commission on conversions.
User-Friendly for Everyone
Whether you're a crypto beginner or a seasoned enthusiast, Kryptonim's intuitive interface makes managing assets simple. Users can handle transactions, convert assets, store funds, and even stake - all from one platform. The fee structure is also straightforward: EU users pay 2% per transaction, while those in other regions are charged 4%. This region-specific approach ensures clarity and fairness for all users.
2. CryptoBot
CryptoBot is designed to work entirely within Telegram, making it possible for users to carry out transactions and manage tasks like recurring payments or automatic trades - all through straightforward commands. Whether you're new to cryptocurrency or a seasoned trader, its command-based interface simplifies crypto management, eliminating the need to switch between multiple apps. This integration reflects the increasing shift toward handling digital assets directly within Telegram chats, offering both convenience and efficiency.
3. Chatex
Important Notice: In November 2021, the U.S. Treasury's Office of Foreign Assets Control (OFAC) sanctioned Chatex, placing it on the Specially Designated Nationals and Blocked Persons (SDN) List. This action was tied to allegations of the platform's involvement in ransomware activities and laundering cryptocurrency for cybercriminals. Due to these sanctions, U.S. residents are prohibited from using Chatex.
Integration with Telegram
Chatex operated as a Telegram bot, enabling peer-to-peer cryptocurrency exchanges directly within the Telegram app. Before the sanctions, the platform had served more than 366,000 users worldwide. Its design prioritized ease of use, allowing users to trade crypto seamlessly within Telegram while also focusing on security.
Security Measures
To safeguard user funds, Chatex implemented several security protocols. Wallet withdrawals were protected by a PIN system, and a three-strike lockout mechanism was in place. If the PIN was entered incorrectly three times, wallet operations were suspended until support could intervene. For added protection, users were advised to enable two-factor authentication (2FA) on their Telegram accounts.
Regulatory Issues
The sanctions against Chatex underscore the importance of selecting wallets that adhere to strong compliance standards and maintain transparent operations. While the platform offered convenience and security features, its regulatory troubles significantly impacted its credibility. Blockchain analysis revealed that Chatex had processed over $77.5 million in Bitcoin, with more than $17 million linked to illicit activities such as darknet markets, scams, and ransomware operations.
4. Swapster
Swapster is a wallet and exchange service integrated into Telegram via the @SwapsterBot, designed to handle multiple cryptocurrencies seamlessly.
Integration with Telegram
Swapster connects directly with Telegram, making crypto transactions incredibly convenient. By 2025, users can exchange Toncoin for USDT with just a few taps right inside the chat. This setup combines crypto management and trading into one simple solution, streamlining the process for users. Plus, it supports a range of digital assets, enhancing its versatility.
Supported Cryptocurrencies
The platform focuses on Toncoin and USDT, with a standout feature: free cross-chain transactions for USDT. This not only saves users money but also simplifies moving funds across different blockchain networks.
Ease of Use
Swapster is built with simplicity in mind, making it ideal for those new to cryptocurrency. Its user-friendly interface allows for quick and secure coin swaps, all while offering competitive rates.
Security Features
Security is a top priority for Swapster. The platform is officially registered and includes a built-in AML (Anti-Money Laundering) system. These features ensure compliance with regulatory standards and safeguard user funds and personal data - an especially crucial aspect for users in the U.S. and beyond.
5. Any.Cash
Any.Cash is a wallet designed with privacy and security at its core. It’s an excellent choice for those who value anonymity and want to keep their transactions and funds secure.
Security Features
The wallet employs cutting-edge encryption to safeguard data during transfers, ensuring that transactions remain private. Additionally, it uses advanced protocols to protect stored funds, giving users peace of mind about their security .
6. Tomi App
The Tomi App brings cryptocurrency transactions right into Telegram through a specialized bot. This bot allows users to send crypto simply by tagging a Telegram username, making the process quick and intuitive. It also provides real-time notifications for every transaction, keeping users updated instantly. Similar to other wallets discussed, Tomi App delivers a smooth and integrated crypto experience, all within the Telegram platform.
7. BingX
BingX bridges the gap between traditional crypto exchange features and Telegram by offering a specialized bot that lets users manage their crypto directly within the app.
Integration with Telegram
With BingX, your trading account connects seamlessly to a Telegram bot. This bot allows you to check your portfolio, track market trends, and stay updated with notifications - all without leaving Telegram. It supports simple commands for monitoring your account and lets you set up custom alerts for price changes, trade confirmations, and account activities.
Supported Cryptocurrencies
BingX offers a range of cryptocurrencies, including Bitcoin, Ethereum, Binance Coin, and various altcoins. Whether you're into spot trading or derivatives, BingX caters to different trading preferences.
Security Features
Security is a priority at BingX. They implement two-factor authentication (2FA), cold storage for funds, and custodial key management. All data transmissions are protected with SSL encryption, and their risk management systems actively monitor for unusual activity. These measures provide peace of mind for both beginners and seasoned traders.
User-Friendly for Beginners and Advanced Traders
The Telegram bot is designed to be simple and intuitive, making it easy for new users to access account details, check balances, and follow market trends using straightforward text commands or button clicks. For those new to crypto, BingX also offers educational content, daily market updates, and trading tips to guide decision-making. Advanced traders can take advantage of API integrations and more sophisticated tools on the main platform, while still benefiting from Telegram-based updates.
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8. Tonkeeper
Tonkeeper is a wallet tailored for those immersed in The Open Network (TON) ecosystem. It’s specifically designed to manage TON-based assets, ensuring smooth performance and efficient handling of transactions.
Supported Cryptocurrencies
This wallet is all about Toncoin (TON) and other tokens within the TON ecosystem. By focusing solely on these assets, Tonkeeper provides fast transactions with minimal fees - perfect for users who prioritize speed and cost-effectiveness over a wide range of options.
Ease of Use for Beginners and Crypto Enthusiasts
Tonkeeper strikes a balance between simplicity and advanced functionality, making it a great choice for both newcomers and seasoned crypto users. As highlighted by Pintu News:
"With an intuitive interface, this wallet is suitable for everyone, from beginners to advanced users."
The wallet offers a straightforward setup process, guiding users step-by-step, while still catering to experienced users with its advanced features.
Security Features
Tonkeeper is a non-custodial wallet, meaning users retain complete control over their private keys and funds. It employs robust security measures like industry-standard encryption, secure mobile key storage, and a seed phrase backup system to ensure funds can be recovered safely if needed.
9. Wallet Bot
Wallet Bot brings cryptocurrency management directly into Telegram, making it easy to send, receive, and monitor digital assets without leaving the app.
Integration with Telegram
With Wallet Bot, you can handle crypto transactions right inside Telegram using straightforward commands. Need to send funds to a friend? Just type something like /send @username amount, and the transfer happens instantly. Plus, real-time notifications keep you updated on all your transactions.
Supported Cryptocurrencies
Wallet Bot supports some of the most widely used cryptocurrencies, including Bitcoin (BTC), Ethereum (ETH), and Tether (USDT). These are the go-to options for many users making everyday transactions.
In addition, the wallet is compatible with TON-based tokens, aligning with Telegram's native blockchain ecosystem. This means transactions involving TON assets are not only faster but also come with lower fees - perfect for those who frequently transact within Telegram's community.
User-Friendly for Everyone
Whether you're new to crypto or a seasoned user, Wallet Bot makes things simple. Getting started is as easy as opening a chat with the bot and following a few prompts - no extra apps or complicated setups required.
The wallet operates with easy-to-use text commands, so even beginners can quickly get the hang of it. Commands like /balance to check your funds or /history to review transactions are straightforward and intuitive. For more experienced users, the ability to manage multiple wallets and make fast transactions within the Telegram interface is a major plus.
Security Features
Wallet Bot is a custodial wallet, meaning it manages your private keys for you. While this simplifies the user experience, it does mean you don't have direct control over your keys. To keep your funds secure, the wallet employs standard encryption, two-factor authentication, and transaction limits. However, users handling large amounts of crypto might prefer non-custodial options for greater control over their assets.
10. Tonhub
Tonhub is a non-custodial wallet built for the TON ecosystem, giving users complete control over their private keys. During setup, it generates a 12-word recovery phrase for secure backups. To ensure user safety, it employs end-to-end encryption, biometric authentication, and manual transaction confirmations - offering a strong security framework for seamless use within Telegram.
Integration with Telegram
Tonhub connects effortlessly through TON Connect, allowing direct interaction with TON-enabled Telegram bots and decentralized apps. This means you can easily link your wallet to Telegram bots that accept TON payments, making it convenient to access games, services, and other applications - all without leaving the messaging app.
The wallet also provides real-time push notifications and automatically detects TON service requests, enabling quick approvals for TON-based activities.
Supported Cryptocurrencies
Tonhub focuses exclusively on the TON blockchain, supporting Toncoin (TON), TON-based tokens, and NFTs. This narrow focus ensures optimized performance and low fees, aligning with its streamlined design.
It supports Jettons (TON's equivalent to ERC-20 tokens) and offers direct access to TON DeFi protocols. Additionally, users can manage their TON NFT collections directly from the wallet interface.
Designed for Both Beginners and Experts
Tonhub prioritizes user-friendliness while catering to both newcomers and seasoned crypto enthusiasts. Its clean and intuitive interface ensures that even first-time users can navigate the wallet with ease. Setting up the wallet takes just a few minutes, with clear instructions for safely backing up the recovery phrase.
For beginners, Tonhub includes educational resources that explain key TON blockchain concepts and transaction details. The built-in QR code scanner simplifies payments - just scan or share a code for quick transactions.
Experienced users will appreciate advanced features like customizable transaction fees, multi-wallet management, and direct access to TON staking options. A detailed transaction history, paired with block explorer integration, allows users to verify and track all their blockchain activities with confidence.
Wallet Comparison Chart
When it comes to choosing the right Telegram wallet, having a clear side-by-side comparison can make the decision much easier. Here's how Kryptonim Wallet stacks up against other popular Telegram wallets.
| Wallet | Supported Cryptocurrencies | Security & Verification | Transaction Fees | Best For |
|---|---|---|---|---|
| Kryptonim Wallet | Multiple major cryptocurrencies¹ | EU-regulated; secure platform with seamless verification¹ | 2% per transaction (EU users) / 4% per transaction (others)¹ | Beginners who want a regulated and transparent option |
| CryptoBot | - | - | - | - |
| Chatex | - | - | - | - |
| Swapster | - | - | - | - |
| Any.Cash | - | - | - | - |
| Tomi App | - | - | - | - |
| BingX | - | - | - | - |
| Tonkeeper | - | - | - | - |
| Wallet Bot | - | - | - | - |
| Tonhub | - | - | - | - |
Note: Details for wallets other than Kryptonim Wallet are still being verified.
¹ Kryptonim Wallet information is sourced from verified details available on its official profile.
Key Considerations by User Type
While the chart provides a broad comparison, your specific needs play a critical role in choosing the right wallet. For those active in the TON ecosystem, it's important to confirm that your wallet supports TON features like low-cost transfers. If privacy is a top priority, look for wallets that implement reliable and proven security measures through trusted platforms.
Security and Cost Overview
Kryptonim Wallet sets itself apart with its verified EU regulation, strong security framework, and straightforward fee structure - 2% for EU users and 4% for others. Unfortunately, detailed information for the other Telegram wallets is still pending. These comparisons lay the groundwork for a deeper evaluation of your options.
Final Thoughts
Choose a wallet that aligns with your needs for security, ease of use, and essential features. The non-custodial wallet market has grown to around $11 billion as of early 2025, highlighting the rising demand for secure, user-controlled cryptocurrency options.
When it comes to security, make it a priority. Enable two-factor authentication (2FA), and keep your private keys and recovery phrases stored offline. These steps are crucial to safeguarding your assets and work hand-in-hand with the wallet features we’ve covered.
If you’re new to crypto, start with small transactions. Opt for wallets that offer beginner-friendly guidance, and gradually explore advanced features as you gain confidence. Always keep the key factors in mind - security, simplicity, and regulatory compliance - when comparing wallets.
Telegram wallets have made crypto transactions incredibly convenient. Sending crypto can feel as simple as sending a message. Just be cautious: stick to official bots, watch out for phishing attempts, and ensure your apps are always up to date.
Different wallets cater to different needs. Whether you’re looking for Chatex’s P2P trading capabilities, Swapster’s free cross-chain USDT transactions, or the AI-powered tools in Tomi App, the goal is to find a wallet that matches your daily crypto habits while offering the level of security you’re comfortable with.
As Telegram wallets continue to evolve with features like escrow services and built-in compliance tools, staying secure, starting small, and picking a wallet that suits your skill level will help you confidently manage your crypto within Telegram’s ecosystem.
FAQs
What security features should I consider when choosing a Telegram cryptocurrency wallet?
When picking a Telegram cryptocurrency wallet, it's crucial to focus on security features that protect both your assets and private keys. Look for options that offer multi-factor authentication (MFA), PIN protection, and passphrase encryption to keep your wallet access secure. Additionally, wallets with multi-signature support add another layer of security by requiring multiple approvals for transactions.
For even stronger protection, consider wallets that can integrate with hardware wallets like Ledger or Trezor. These devices keep your private keys offline, significantly lowering the chances of hacking or unauthorized access. Prioritizing these features will help you manage and store your cryptocurrency with confidence.
How do U.S. regulations and KYC requirements affect the use of Telegram cryptocurrency wallets?
U.S. Regulations and KYC Requirements for Telegram Cryptocurrency Wallets
In the U.S., KYC (Know Your Customer) regulations significantly influence how Telegram cryptocurrency wallets operate. These rules require users to verify their identity by submitting personal details such as their name, phone number, and date of birth. This process ensures compliance with laws like AML (Anti-Money Laundering) and FinCEN regulations, which aim to curb illegal activities.
Although these measures may spark privacy concerns and impose transaction limits depending on the level of verification, they also bring added security and credibility to wallet usage. For U.S. users, following these standards creates a safer and legally compliant environment for managing and trading cryptocurrencies through Telegram wallets.
What are the advantages of using non-custodial wallets like Tonkeeper or Tonhub with Telegram?
Using a non-custodial wallet like Tonkeeper or Tonhub within the Telegram ecosystem puts you in complete control of your private keys. This means you’re the one managing the security of your cryptocurrency, without relying on a third party. Unlike custodial wallets, these options eliminate the risk of frozen funds or interference from outside entities.
What’s even better? These wallets integrate directly with Telegram, making it incredibly easy to store, access, and transact cryptocurrencies right inside the app. The blend of strong security, privacy, and ease of use makes them a smart option for handling your digital assets.